"If I had a nickel that I didn't owe anybody, I'd be rich."~My Grandpa Ford
"People who want to get rich fall into temptation and a trap and into many foolish and harmful desires that plunge men into ruin and destruction. For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs. But you, man of God, flee from all this, and pursue righteousness, godliness, faith, love, endurance, and gentleness."
~1 Timothy 6:9-11
About four years ago, I signed up for a credit card in exchange for a Packers' blanket at Lambeau Field. It was one of the worst deals I've ever made. Thousands of dollars later, Bank of America has more than made back the cost of every Packers' blanket they gave away the whole season. The friend with whom I signed up also has his card to this day.
I say that to say that I have paid off my credit card (thanks be to God!). For the first time--literally--since that first payment, my balance is zero. Now granted, I still don't have any nickels that I don't owe anybody (thanks school loans, TFA transitional loan, car payment, etc.). But I'm working on it.

I had a
texting conversation today with my sister about simplicity. Though I think we would probably draw our lines in different places, we both agree it's a good thing. Many people we respect try to live simply, and--most of all--Jesus seemed to live very simply as seen in the Scriptures. There are a few things I think a coherent philosophic or religious worldview must deal with intellectually. Sex is one, politics another, history and humanity, evil, etc. But so, too, must a holistic worldview have some strong teachings about money and daily economy. The topic is broached often in the Bible. In chapter 9 of Luke's Gospel, Jesus made some incredible statements:
"Take nothing for the journey--no staff, no bag, no bread, no money, no extra tunic. Whatever house you enter, stay there until you leave that town. If people do not welcome you, shake the dust off your feet when you leave their town, as a testimony against you...Foxes have holes and birds of the air have nests, but the Son of Man has no place to lay His head" (3-5, 58).
In Matthew 19:
"If you want to be perfect, go, sell your possessions and give to the poor, and you will have treasure in Heaven. Then, come, follow Me...I tell you the truth, it is hard for a rich man to enter the kingdom of heaven. Again I tell you, it is easier to go through the eye of a needle than for a rich man to enter the kingdom of God...With man this is impossible, but with God, all things are possible" (verses 21, 23, 24, 26).
And in Matthew 22:
"Give to Caesar what is Caesar's and to God what is God's" (21).
Those words are either completely irrelevant or they are a healthy alternative to a nation and culture with an economy driven by consumption. Not too many of us travel with nothing or show up at people's homes expecting to sleep there. I'll be the first to say that I think these passages spoke very directly to the vocations of those Jesus was speaking to in these passages, but Jesus' resistance to common cultural structures is undeniable. And one cannot afford to miss the ultimate irony in the statement to give to God what is God's, given that God is Creator, which--in my book--makes EVERYTHING His.
Most Americans are addicted to the next big thing, the next technological advance. As Rich Mullins wrote in his song "If I Stand," "The stuff of earth competes for the allegiance/ That I owe only to the Giver of all good things." While I will hold off on my rant about GPS's and other new toys, consumption can surely be an enslaving idol. But so, too--as my and many others' stories show--can financial poverty or debt. It's a tough balance to live in. Our current macro economic struggles remind us all too well of the results of living in and enabling a system dependent on individual and collective debt.
As for me, I believe I'm still somewhat enslaved to debt (books, sporting events, and flights have been and continue to be weaknesses), but am currently on a better track, living somewhat simply and working to pay off those debts. I'm thankful for a livable wage that allows me to do that, and I pray for the spiritual discipline to keep doing so. May it be so, too, for you.